Karnataka Labour Card Accident Compensation Scheme 2026: Registered Construction Workers Can Get Financial Assistance of Up to ₹5 Lakh
The Karnataka Building and Other Construction Workers Welfare Board (KBOCWWB), operating under the Labour Department of Karnataka, provides financial assistance to registered construction workers and their families through the Accident Compensation Scheme. The scheme aims to offer financial security to workers who suffer serious injuries during accidents or to the families of workers who lose their lives due to accidents.
Construction work is considered one of the most hazardous occupations, and the scheme helps reduce the financial burden on workers and their dependents during difficult situations.
Benefits of the Scheme
Eligible registered workers or their nominees can receive the following financial assistance:
- Death Benefit: ₹5,00,000 is provided to the nominee of the deceased worker. Generally, 50% of the amount is deposited as a fixed deposit, while the remaining 50% is transferred directly to the beneficiary’s bank account through Direct Benefit Transfer (DBT).
- Permanent Total Disability: Financial assistance of ₹2,00,000 is provided, with half of the amount deposited as a fixed deposit and the remaining amount credited through DBT.
- Permanent Partial Disability: Compensation of up to ₹1,00,000, depending on the certified percentage of disability, is provided as per scheme rules.
Eligibility Criteria
To claim benefits under the scheme, applicants must satisfy the following conditions:
- Must be a registered construction worker with the Karnataka Building and Other Construction Workers Welfare Board.
- Must be at least 18 years of age.
- Should have worked in construction for at least 90 days during the relevant period.
- The accident should be covered under the provisions of the scheme.
- Only registered workers or their eligible nominees can claim compensation.
Cases Not Eligible
Compensation is generally not available in cases involving:
- Natural death.
- Suicide or intentional self-harm.
- Death due to alcohol or drug abuse.
- Death arising from criminal activities.
- Pregnancy-related complications or miscarriage.
- Death resulting from medical treatment or intervention.
- HIV/AIDS or certain excluded illnesses.
- Death during judicial custody or imprisonment.
Documents Required
Applicants may need to submit:
- Aadhaar Card
- Labour Card/Registered Construction Worker ID
- Bank Passbook
- Passport-size Photograph
- Disability Certificate (for disability claims)
- FIR (if applicable)
- Post-mortem Report (for death claims)
- Employer’s Accident Report (Form XXI-A)
- Nominee Details
- Any additional documents required by the Welfare Board
How to Register
Eligible construction workers can register through the official KBOCWWB portal by entering their Aadhaar-linked mobile number, completing OTP verification, filling in the application form, uploading the required documents, and submitting the registration online.
How to Apply for Accident Compensation
Registered workers or their nominees should log in to the Welfare Board portal, select the Accident Assistance Scheme, complete the application form, upload all supporting documents, and submit the application. The Welfare Board will verify the submitted information before approving the compensation.